Using a Self-Directed IRA Without Losing Sleep

How Kevin Grew Retirement Assets Safely

Investor: Kevin S.
Profile: 45, finance professional

The Fear of Compliance

Kevin knew the power of a Self-Directed IRA (SDIRA). He could finally invest retirement funds into real estate, bypassing the limits of traditional accounts.

But there was a catch: prohibited transactions.

One misstep and he could trigger penalties, lose tax advantages, or even disqualify the account. The risk was enough to make him hesitate.

“I can’t afford to make a mistake with retirement money,” he thought.

Building a Safety Net

Kevin realized the key wasn’t avoiding SDIRA investing—it was doing it the right way.

He built a team to protect him:

• CPA to handle tax compliance

• Custodian to manage account structure

• Attorney to verify prohibited transaction rules

With the right team in place, he confidently purchased a multifamily property through his SDIRA. Every step was compliant, verified, and documented.

The Outcome

The results were immediate and reassuring:

• $120K SDIRA investment appreciated 15% in the first year

• Confidence: Kevin no longer second-guessed every decision

• Peace of mind: Compliance anxiety eliminated

He reflected:
“Team + compliance beats fear.”

Want to safely leverage your retirement dollars for real estate? Book a discovery session to see how a structured plan can grow your assets while keeping you fully compliant.

"Confidence in investing comes from structure, not luck."